AgLoans.com connects farmers, landowners, and agribusiness operators nationwide with specialized agricultural lending partners. We simplify the process of securing farm and land loans with a straightforward advisory approach.

What if my loan is under $500,000?

Our minimum thresholds are a loan amount of $500,000 or greater and agricultural real estate to help collateralize the loan. Below that, it doesn't look like we can find a product for you. Feel free to contact us in the future if we can help when your needs change.

Do I need perfect credit?

No, but credit matters. Lenders look at the full picture: your operation, the property, your experience, and your financials. Weak credit can keep a request from moving forward, and the lender makes the final decision.

Can beginning farmers qualify?

Yes, when the request meets our minimums. Requirements may be stricter, and strong collateral, a solid business plan, and relevant experience (even if not as an owner-operator) can help. The lender decides.

What about properties with existing debt?

Refinancing is common. Many borrowers refinance or consolidate existing agricultural real estate debt. The lender decides what can be included.

Are there geographic restrictions?

We serve borrowers nationally. Options may vary by region and property type.

Eligibility Requirements

We work with underwriters who work with Farmer Mac and other private funding sources. Here's what you need to know before you start.

Who We Can Help

What We Can Help With

Loan amounts of $500,000 to $25 million
Agricultural real estate to help secure the loan
Farmland, ranch land, timberland, and recreational land purchases
Refinances, sibling buyouts, and operating lines secured by farm real estate
Agribusiness, vineyard, orchard, and other specialty operations
Properties nationwide
A clear path to repayment

What We Don't Cover

Loans under $500,000
Requests without agricultural real estate to help secure the loan
Livestock-only or equipment financing
Non-agricultural residential properties
International properties
Hobby farms without commercial operations

What Lenders Look For

The Property

Agricultural value, productive capacity, location, and condition. Land quality matters—both for farming and as collateral.

Your Operation

Current production, revenue, expenses, and how the new financing fits into your business plan.

Financial Position

Existing debt, equity position, cash flow, and ability to service new debt. Tax returns and financial statements help tell your story.

Experience

Your background in agriculture. Years of experience, type of operation, and track record all factor in.

Eligibility Questions

Not Sure If You Qualify?

The best way to find out is to start a loan inquiry. It won't affect your credit.

Answer a few quick questions. It's free, there's no credit pull to start, and estimates are fine.

AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.

Questions? Let's Talk

Call our team to talk through your specific situation.

Start my loan inquiry Call 913-608-7245

Answer a few quick questions. It's free, there's no credit pull to start, and estimates are fine.

Rather talk? Call anytime. If we miss you, leave a message and we'll call you back by Monday, October 12. Or email info@agloans.com.

AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.