Grain storage bins, grain leg and a semi trailer at a rural grain facility
Minnesota

Minnesota Farm, Ranch & Land Loans

From southern row crops to Red River Valley sugar beets to central Minnesota dairy. Finance agricultural operations across the Land of 10,000 Lakes.

AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.

Our minimums: a loan amount of $500,000 or greater and agricultural real estate to help secure the loan.

$500K–$25M

Loan requests we review

Ag real estate

Helps secure the loan

Nationwide

Where we can help

1 business day

Typical time to hear from us

Land Loans in Minnesota: What We Work On

AgLoans works on agricultural real estate loans in Minnesota from $500,000 to $25 million. We organize your information and work with underwriters; the lender makes the credit decision.

What we don't do

  • Homes, homesites or lots to build a house
  • Residential mortgages of any kind, including homes on acreage
  • Requests under $500,000, or without agricultural real estate to help secure the loan

AgLoans does not arrange residential mortgages. For a home or homesite, please contact a residential mortgage lender.

Minnesota Farmland Values and Agriculture by the Numbers

Average value per acre in 2026, from USDA's USDA NASS Land Values 2026 Summary (released July 31, 2026).

Farm real estate (land and buildings)

$6,950 per acre

up 2.4% from $6,790 in 2025

Cropland

$7,300 per acre

up 4.3% from $7,000 in 2025

Pasture

$2,400 per acre

up 4.3% from $2,300 in 2025

Minnesota agriculture (2022 Census of Agriculture)

Farms
65,531
Land in farms
25,442,625 acres
Average farm size
388 acres
Agricultural products sold
$28.5 billion#5 among states

Top Minnesota commodity groups by sales

Commodity group2022 salesU.S. rank
Grains, oilseeds, dry beans, dry peas$15.3 billion#3
Hogs and pigs$4.7 billion#2
Milk from cows$2.5 billion#7
Cattle and calves$2.1 billion#11
Poultry and eggs$1.9 billion#15

Largest crops by acres: corn for grain (7,732,455 acres); soybeans for beans (7,597,171 acres); forage (hay/haylage) (1,392,072 acres).

These are statewide averages. Values for any one property vary, and the lender's appraisal sets the value used for a loan. Sources: USDA NASS, Land Values 2026 Summary; USDA NASS, 2022 Census of Agriculture, Minnesota State Profile.

Getting Financing in Minnesota

The same straightforward process, wherever you farm

1

Tell Us the Basics

Share the purpose, amount, property, and how you expect to repay. Estimates are fine.

2

Review the Next Step With Our Team

We clarify your request and whether an available lending program may be worth exploring.

3

Complete the Formal Application

If you choose to proceed, complete the formal application and provide the documents the lender needs.

4

Lender Review

Nothing goes to underwriting until you say it's ready to go. The lender performs underwriting and decides whether to offer credit and on what terms.

Minnesota Ag Loan FAQs

Ready to Explore Minnesota Financing?

Tell us the basics, and our team will review the next step with you.

Answer a few quick questions. It's free, there's no credit pull to start, and estimates are fine.

Rather talk? Call anytime. If we miss you, leave a message and we'll call you back by Monday, November 9. Or email info@agloans.com.

AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.