Texas Farm, Ranch & Land Loans
From Panhandle cotton to Hill Country cattle ranches to South Texas citrus. Finance agricultural land and operations across the Lone Star State.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.
Our minimums: a loan amount of $500,000 or greater and agricultural real estate to help secure the loan.
$500K–$25M
Loan requests we review
Ag real estate
Helps secure the loan
Nationwide
Where we can help
1 business day
Typical time to hear from us
Simple Farm & Ranch Financing in Texas
We work with underwriters who work with Farmer Mac and other private funding sources.
Ranch Loans
Finance Texas cattle ranches, grazing land, and mixed-use agricultural properties.
Farmland Purchase
Cropland financing for cotton, corn, wheat, and diversified Texas operations.
Sibling Buyout
Keep Texas family ranches and farms together through ownership transitions.
Agribusiness Loans
Cattle facilities, irrigation, and operational capital.
Recreational Land
Hunting and recreational land, including Hill Country properties.
Land Loans in Texas: What We Work On
AgLoans works on agricultural real estate loans in Texas from $500,000 to $25 million. We organize your information and work with underwriters; the lender makes the credit decision.
What we work on
What we don't do
- Homes, homesites or lots to build a house
- Residential mortgages of any kind, including homes on acreage
- Requests under $500,000, or without agricultural real estate to help secure the loan
AgLoans does not arrange residential mortgages. For a home or homesite, please contact a residential mortgage lender.
Texas Farmland Values and Agriculture by the Numbers
Average value per acre in 2026, from USDA's USDA NASS Land Values 2026 Summary (released July 31, 2026).
Farm real estate (land and buildings)
$3,100 per acre
up 4.4% from $2,970 in 2025
Cropland
$2,790 per acre
up 3% from $2,710 in 2025
Pasture
$2,420 per acre
up 5.2% from $2,300 in 2025
Texas agriculture (2022 Census of Agriculture)
- Farms
- 230,662
- Land in farms
- 125,471,325 acres
- Average farm size
- 544 acres
- Agricultural products sold
- $32.2 billion#3 among states
Top Texas commodity groups by sales
| Commodity group | 2022 sales | U.S. rank |
|---|---|---|
| Cattle and calves | $15.5 billion | #1 |
| Poultry and eggs | $5.0 billion | #5 |
| Milk from cows | $3.5 billion | #5 |
| Grains, oilseeds, dry beans, dry peas | $2.8 billion | #15 |
| Cotton and cottonseed | $1.4 billion | #1 |
Largest crops by acres: forage (hay/haylage) (4,445,285 acres); cotton (2,337,631 acres); wheat for grain (1,749,339 acres).
These are statewide averages. Values for any one property vary, and the lender's appraisal sets the value used for a loan. Sources: USDA NASS, Land Values 2026 Summary; USDA NASS, 2022 Census of Agriculture, Texas State Profile.
Getting Financing in Texas
The same straightforward process, wherever you farm
Tell Us the Basics
Share the purpose, amount, property, and how you expect to repay. Estimates are fine.
Review the Next Step With Our Team
We clarify your request and whether an available lending program may be worth exploring.
Complete the Formal Application
If you choose to proceed, complete the formal application and provide the documents the lender needs.
Lender Review
Nothing goes to underwriting until you say it's ready to go. The lender performs underwriting and decides whether to offer credit and on what terms.
Texas Ag Loan FAQs
Ready to Explore Texas Financing?
Tell us the basics, and our team will review the next step with you.
Answer a few quick questions. It's free, there's no credit pull to start, and estimates are fine.
Rather talk? Call anytime. If we miss you, leave a message and we'll call you back by Monday, November 9. Or email info@agloans.com.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.