Learn about farm and ranch financing
Plain-language guides, tools, and answers. No sales pitch, just practical guidance for farmers, ranchers, and landowners.
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How It Works
The four steps, from your first inquiry to lender review.
ReadThe Prequalification Process
What prequalification is, and what it isn't.
ReadPre-Qualification Guide
What lenders look at before a formal application.
ReadLoan FAQs
Plain answers to common questions about farm loans and AgLoans.
ReadEligibility
Who we can help, and who we can't.
ReadBuying land
How To Get A Land Loan
Step by step, from preparation to closing, including Farmer Mac eligibility.
ReadHow To Find A Land Loan
How lenders classify land, and choosing the right kind of lender for your purchase.
ReadLand Acquisition Financing
A step-by-step guide to buying farmland, from due diligence to closing.
ReadLand Purchase Due Diligence
What to check before you buy: soil, water rights, easements, and more.
ReadFarmer Mac Loans
What Farmer Mac is and how lenders use it for agricultural loans.
ReadSibling Buyout Basics
Structuring a fair buyout when family farm ownership changes hands.
ReadRefinancing and loan terms
Refinancing Agricultural Debt
When refinancing makes sense and how to approach it.
ReadUnderstanding Farmland Loan Terms
Interest rate structures, amortization, and repayment basics.
ReadLoan Program Options
The main types of agricultural lending programs.
ReadWorking with Multiple Lenders
How to evaluate and compare loan offers.
Read2026 Agricultural Loans Guide
How Farmer Mac works, rate structures, and why residential lenders turn down farmland.
ReadRunning and growing the operation
Understanding Ag Loans
How agricultural loans differ from other business loans.
ReadOperating Lines of Credit
Financing the seasonal costs of running the operation.
ReadWorking Capital
Keeping cash available for expenses and opportunities.
ReadFarm Improvements & Infrastructure
Irrigation, storage, buildings, and permanent plantings.
ReadGetting ready for a lender
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