Florida Farm, Ranch & Land Loans
Cattle ranches, horse farms, citrus groves and specialty crops across Florida. Finance agricultural real estate from $500,000 to $25 million.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.
Our minimums: a loan amount of $500,000 or greater and agricultural real estate to help secure the loan.
$500K–$25M
Loan requests we review
Ag real estate
Helps secure the loan
Nationwide
Where we can help
1 business day
Typical time to hear from us
Simple Farm & Ranch Financing in Florida
We work with underwriters who work with Farmer Mac and other private funding sources.
Cattle & Ranch Loans
Florida pasture, hay ground and cattle facilities.
Horse Farm Loans
Florida horse farms run as agricultural businesses.
Orchard & Grove Loans
Citrus groves and other orchard properties.
Farmland Purchase
Florida cropland and farm properties.
Farm Loan Refinance
Refinance an existing Florida farm loan.
Land Loans in Florida: What We Work On
AgLoans works on agricultural real estate loans in Florida from $500,000 to $25 million. We organize your information and work with underwriters; the lender makes the credit decision.
What we work on
What we don't do
- Homes, homesites or lots to build a house
- Residential mortgages of any kind, including homes on acreage
- Requests under $500,000, or without agricultural real estate to help secure the loan
AgLoans does not arrange residential mortgages. For a home or homesite, please contact a residential mortgage lender.
Florida Farmland Values and Agriculture by the Numbers
Average value per acre in 2026, from USDA's USDA NASS Land Values 2026 Summary (released July 31, 2026).
Farm real estate (land and buildings)
$9,150 per acre
up 5.2% from $8,700 in 2025
Cropland
$11,100 per acre
up 5.2% from $10,550 in 2025
Pasture
$7,650 per acre
up 3.4% from $7,400 in 2025
Florida agriculture (2022 Census of Agriculture)
- Farms
- 44,703
- Land in farms
- 9,701,400 acres
- Average farm size
- 217 acres
- Agricultural products sold
- $10.2 billion#21 among states
Top Florida commodity groups by sales
| Commodity group | 2022 sales | U.S. rank |
|---|---|---|
| Nursery, greenhouse, floriculture, sod | $3.5 billion | #2 |
| Vegetables, melons, potatoes, sweet potatoes | $1.9 billion | #2 |
| Fruits, tree nuts, berries | $1.4 billion | #3 |
| Other crops and hay | $1.1 billion | #6 |
| Cattle and calves | $0.6 billion | #29 |
Largest crops by acres: forage (hay/haylage) (501,738 acres); sugarcane for sugar or seed (397,583 acres); oranges (349,046 acres).
These are statewide averages. Values for any one property vary, and the lender's appraisal sets the value used for a loan. Sources: USDA NASS, Land Values 2026 Summary; USDA NASS, 2022 Census of Agriculture, Florida State Profile.
Getting Financing in Florida
The same straightforward process, wherever you farm
Tell Us the Basics
Share the purpose, amount, property, and how you expect to repay. Estimates are fine.
Review the Next Step With Our Team
We clarify your request and whether an available lending program may be worth exploring.
Complete the Formal Application
If you choose to proceed, complete the formal application and provide the documents the lender needs.
Lender Review
Nothing goes to underwriting until you say it's ready to go. The lender performs underwriting and decides whether to offer credit and on what terms.
Florida Ag Loan FAQs
Ready to Explore Florida Financing?
Tell us the basics, and our team will review the next step with you.
Answer a few quick questions. It's free, there's no credit pull to start, and estimates are fine.
Rather talk? Call anytime. If we miss you, leave a message and we'll call you back by Monday, October 12. Or email info@agloans.com.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.