Eligibility Requirements
Our lending partners work with farmers, ranchers, and agribusiness operators across the country. Here's what you need to know before applying.
Who We Can Help
What We Can Help With
- Loan amounts of $500,000 or more
- Agricultural land purchases (farmland, ranch land, timberland)
- Sibling or family buyouts of agricultural property
- Agribusiness operations and expansions
- Vineyard and orchard financing
- Properties located in the United States
- Borrowers with clear path to repayment
What We Don't Cover
- Loans under $500,000
- Non-agricultural residential properties
- International properties
- Hobby farms without commercial operations
- Speculative land purchases without agricultural use
What Lenders Look For
The Property
Agricultural value, productive capacity, location, and condition. Land quality matters—both for farming and as collateral.
Your Operation
Current production, revenue, expenses, and how the new financing fits into your business plan.
Financial Position
Existing debt, equity position, cash flow, and ability to service new debt. Tax returns and financial statements help tell your story.
Experience
Your background in agriculture. Years of experience, type of operation, and track record all factor in.
Eligibility Questions
Not Sure If You Qualify?
The best way to find out is to start a loan inquiry. It won't affect your credit.
Answer a few quick questions, free, no credit check, to see financing options that may fit.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.
Questions? Let's Talk
Call our team to talk through your specific situation.
Answer a few quick questions, free, no credit check, to see financing options that may fit.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.