AgLoans Blog
Practical, plain-English guides to farm loans, land loans, and agricultural financing.
Financing the Family Farm: A Father's Day Look at Passing Land to the Next Generation
The transition from one generation to the next is rarely as simple as signing over a deed. A Father's Day look at how farm financing supports the handoff — and how to plan it right.
How to Get a Land Loan in 2026: Requirements, Rates, and the Step-by-Step Process
A land loan doesn't work like a home mortgage. This guide covers what lenders require in 2026, how land loan rates work, and the exact steps from finding a parcel to closing.
Land Loan Requirements: What Lenders Look For
What it takes to qualify for a land loan — the down payment, credit, repayment, and property checks lenders look at, and how to prepare a strong application.
Farm Loans FAQ: 10 Common Questions, Answered
The 10 questions borrowers ask most about farm loans — qualifying, down payments, credit scores, and beginning-farmer options — answered with USDA-sourced facts.
Hobby Farm Loans: How to Finance a Small Farm
Small farms make up most of U.S. agriculture. Here's what a hobby farm loan is, why standard mortgages fall short, and the financing options for buying one.
Recreational & Hunting Land Loans: How Financing Works
Hunting and recreational tracts need specialized financing. Who lends, what to expect, and what to check before you buy.
Land Equity Loans: How to Borrow Against Land You Already Own
The land you own is borrowing power. How land equity loans work, common uses, and the risks to weigh before you borrow.
How to Buy Land
A practical, step-by-step guide to how to buy land — from finding a parcel and checking access and title to financing your purchase with an ag loan.