Alabama Farm, Ranch & Land Loans
Poultry, cattle, cotton, peanuts and row crops across Alabama. Finance agricultural real estate from $500,000 to $25 million.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.
Our minimums: a loan amount of $500,000 or greater and agricultural real estate to help secure the loan.
$500K–$25M
Loan requests we review
Ag real estate
Helps secure the loan
Nationwide
Where we can help
1 business day
Typical time to hear from us
Simple Farm & Ranch Financing in Alabama
We work with underwriters who work with Farmer Mac and other private funding sources.
Poultry Farm Loans
Alabama poultry farms, including the land and houses.
Cattle & Ranch Loans
Pasture, hay ground and cattle facilities.
Farmland Purchase
Alabama cropland, pasture and farm properties.
Timberland Loans
Working forest and timber tracts.
Farm Loan Refinance
Refinance an existing Alabama farm loan.
Land Loans in Alabama: What We Work On
AgLoans works on agricultural real estate loans in Alabama from $500,000 to $25 million. We organize your information and work with underwriters; the lender makes the credit decision.
What we work on
What we don't do
- Homes, homesites or lots to build a house
- Residential mortgages of any kind, including homes on acreage
- Requests under $500,000, or without agricultural real estate to help secure the loan
AgLoans does not arrange residential mortgages. For a home or homesite, please contact a residential mortgage lender.
Alabama Farmland Values and Agriculture by the Numbers
Average value per acre in 2026, from USDA's USDA NASS Land Values 2026 Summary (released July 31, 2026).
Farm real estate (land and buildings)
$4,250 per acre
up 2.4% from $4,150 in 2025
Cropland
$4,650 per acre
up 2.2% from $4,550 in 2025
Pasture
$3,500 per acre
up 2.9% from $3,400 in 2025
Alabama agriculture (2022 Census of Agriculture)
- Farms
- 37,362
- Land in farms
- 8,629,101 acres
- Average farm size
- 231 acres
- Agricultural products sold
- $9.0 billion#23 among states
Top Alabama commodity groups by sales
| Commodity group | 2022 sales | U.S. rank |
|---|---|---|
| Poultry and eggs | $6.6 billion | #4 |
| Grains, oilseeds, dry beans, dry peas | $0.6 billion | #32 |
| Cattle and calves | $0.5 billion | #30 |
| Nursery, greenhouse, floriculture, sod | $0.4 billion | #13 |
| Cotton and cottonseed | $0.3 billion | #8 |
Largest crops by acres: forage (hay/haylage) (821,293 acres); cotton (436,797 acres); soybeans for beans (405,679 acres).
These are statewide averages. Values for any one property vary, and the lender's appraisal sets the value used for a loan. Sources: USDA NASS, Land Values 2026 Summary; USDA NASS, 2022 Census of Agriculture, Alabama State Profile.
Getting Financing in Alabama
The same straightforward process, wherever you farm
Tell Us the Basics
Share the purpose, amount, property, and how you expect to repay. Estimates are fine.
Review the Next Step With Our Team
We clarify your request and whether an available lending program may be worth exploring.
Complete the Formal Application
If you choose to proceed, complete the formal application and provide the documents the lender needs.
Lender Review
Nothing goes to underwriting until you say it's ready to go. The lender performs underwriting and decides whether to offer credit and on what terms.
Alabama Ag Loan FAQs
Ready to Explore Alabama Financing?
Tell us the basics, and our team will review the next step with you.
Answer a few quick questions. It's free, there's no credit pull to start, and estimates are fine.
Rather talk? Call anytime. If we miss you, leave a message and we'll call you back by Monday, October 12. Or email info@agloans.com.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.