Illinois Farm, Ranch & Land Loans
Finance farmland across the Prairie State. From the rich black soil of central Illinois to diversified operations throughout the state.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.
Our minimums: a loan amount of $500,000 or greater and agricultural real estate to help secure the loan.
$500K–$25M
Loan requests we review
Ag real estate
Helps secure the loan
Nationwide
Where we can help
1 business day
Typical time to hear from us
Simple Agricultural Financing in Illinois
We work with underwriters who work with Farmer Mac and other private funding sources.
Farmland Purchase
Finance productive Illinois cropland—corn, soybeans, and diversified operations.
Sibling Buyout
Keep Illinois family farms together through ownership transitions.
Agribusiness Loans
Grain storage and operational capital for Illinois farmers.
Expansion Financing
Add acres to your Illinois operation. Finance neighboring farms.
Land Loans in Illinois: What We Work On
AgLoans works on agricultural real estate loans in Illinois from $500,000 to $25 million. We organize your information and work with underwriters; the lender makes the credit decision.
What we work on
What we don't do
- Homes, homesites or lots to build a house
- Residential mortgages of any kind, including homes on acreage
- Requests under $500,000, or without agricultural real estate to help secure the loan
AgLoans does not arrange residential mortgages. For a home or homesite, please contact a residential mortgage lender.
Illinois Farmland Values and Agriculture by the Numbers
Average value per acre in 2026, from USDA's USDA NASS Land Values 2026 Summary (released July 31, 2026).
Farm real estate (land and buildings)
$9,250 per acre
up 3.6% from $8,930 in 2025
Cropland
$10,200 per acre
up 3.6% from $9,850 in 2025
Pasture
$4,300 per acre
up 2.4% from $4,200 in 2025
Illinois agriculture (2022 Census of Agriculture)
- Farms
- 71,123
- Land in farms
- 26,292,041 acres
- Average farm size
- 370 acres
- Agricultural products sold
- $26.4 billion#6 among states
Top Illinois commodity groups by sales
| Commodity group | 2022 sales | U.S. rank |
|---|---|---|
| Grains, oilseeds, dry beans, dry peas | $21.6 billion | #2 |
| Hogs and pigs | $2.4 billion | #4 |
| Cattle and calves | $0.9 billion | #20 |
| Nursery, greenhouse, floriculture, sod | $0.4 billion | #15 |
| Milk from cows | $0.4 billion | #23 |
Largest crops by acres: corn for grain (10,421,518 acres); soybeans for beans (10,213,710 acres); wheat for grain (540,232 acres).
These are statewide averages. Values for any one property vary, and the lender's appraisal sets the value used for a loan. Sources: USDA NASS, Land Values 2026 Summary; USDA NASS, 2022 Census of Agriculture, Illinois State Profile.
Getting Financing in Illinois
The same straightforward process, wherever you farm
Tell Us the Basics
Share the purpose, amount, property, and how you expect to repay. Estimates are fine.
Review the Next Step With Our Team
We clarify your request and whether an available lending program may be worth exploring.
Complete the Formal Application
If you choose to proceed, complete the formal application and provide the documents the lender needs.
Lender Review
Nothing goes to underwriting until you say it's ready to go. The lender performs underwriting and decides whether to offer credit and on what terms.
Illinois Ag Loan FAQs
Ready to Explore Illinois Financing?
Tell us the basics, and our team will review the next step with you.
Answer a few quick questions. It's free, there's no credit pull to start, and estimates are fine.
Rather talk? Call anytime. If we miss you, leave a message and we'll call you back by Monday, November 9. Or email info@agloans.com.
AgLoans.com is not a bank or lender. Submitting information does not guarantee approval.